Ad & Lending Disclosure

Last updated: January 2026

Role of LoansBear

LoansBear (loansbearpro.com) is an online connecting service, not a direct lender, broker, or financial institution. We do not make credit decisions or issue loan approvals. We connect users with participating providers in our network who may be able to offer cash options. We do not charge users any fees for our service.

APR & Repayment Terms

Annual Percentage Rates (APR) range from 5.99% to 35.99%. Repayment terms range from 61 days to 72 months. Not all applicants will qualify for the lowest rates or largest amounts. Your specific APR, term, and loan amount depend on the provider, your credit profile, and state regulations.

Credit Impact

Checking your options through LoansBear uses a soft inquiry and does not affect your credit score. If you proceed with a provider's offer, that provider may perform a hard inquiry with your consent.

State Availability

Cash options may not be available in all states. Available amounts, terms, and APRs vary by state law and provider requirements.

Fair Lending

All participating providers comply with applicable federal and state fair lending laws. Discrimination in lending is prohibited by federal law.

High APR Compliance

The maximum APR on offers arranged through our network is 35.99%, which is below the 36% threshold prohibited by Google's High APR policy.

No Guarantee

Providing your information on this website does not guarantee approval. Offers are subject to provider approval and state regulations.

Contact

LoansBear LLC, 1209 North Orange Street, Suite 800, Wilmington, DE 19801, USA. Email: support@loansbearpro.com. Phone: +1 (800) 583-2941.

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